Who owns Cash Money in Canada?

Dave Hews – Owner

How can I cash a check online instantly?

With the Ingo® Money App, cash paychecks, business checks, personal checks—almost any type of check—anytime, anywhere. Get your money in minutes in your bank, prepaid card and PayPal accounts.

Is there another app like Ingo money?

Brink’s Money Prepaid How It Works: Using the same mobile image capture technology from Ingo Money, you can cash a check in the Brink’s Prepaid MasterCard App. Download the Brink’s Money Prepaid App and follow the prompts to cash your check.2018-01-22

How can I cash a check on my phone?

Download your bank’s Mobile Banking App and log in. Select Deposit Check. Write the words “For Mobile Deposit” in the signature area on the back of the check and sign below. Select the account you want to deposit the funds to and enter the amount of the check.

What is the best app to use to cash a check?

Ingo Money: Most Versatile App There’s a good reason Ingo is the most popular app in this category. With Ingo, you can link your bank; prepaid, credit, or debit card; or PayPal account to deposit money. You can even split a check between accounts (for example, 50% to PayPal and 50% to a prepaid card).2022-04-05

Does Cash Money accept e-transfer?

You may also elect to pick up your cash immediately in a Cash Money store, receive your funds via Interac e-Transfer ®, or if you have an Opt+ Prepaid Mastercard ®, you are eligible get your cash instantly loaded onto your card. If you choose Interac e-Transfer ®, you will receive your funds in as little as 15 minutes.

Is there any other check cashing apps besides Ingo?

Here’s a list of 20 other Check Cashing applications that do not use ingo money technology: Brink’s money prepaid. Venmo. PayPal.

What does Cash Money do?

For your convenience, Cash Money direct deposits your funds to your bank account. You may also elect to pick up your cash immediately in a Cash Money store, receive your funds via Interac e-Transfer ®, or if you have an Opt+ Prepaid Mastercard ®, you are eligible get your cash instantly loaded onto your card.

How can I instantly cash a check on my phone?

Create your Ingo Money profile right in the app and then link your bank debit card, prepaid card, PayPal account and credit cards. To cash your check, take a photo of the front and back and submit it for review. If your check is approved and your account is funded or your bill is paid, the money is guaranteed.

Money Mart®: Cash Advance Loans, Check Cashing Solutions

Apply for a loan in 3 easy steps. 1 Use the slider to choose your state of residence and decide how much money you need. 2 Use our store locator to find a Money Mart ® near you. In select states, apply online and get your money by direct deposit. 3 Apply for your Cash Advance loan and, if approved, get your cash fast. Mobile Check Cashing

Money Mart® Cash Advance Information about Payday Loans

What is a Cash Advance? A Cash Advance from Money Mart ® is a short-term loan to help when you next extra cash in a hurry. It may also be referred to as a payday loan. They are ideal for emergencies or to cover temporary cash crunches. We don’t advise using payday loans as a long-term financial solution. Can I qualify for a Cash Advance?

Money Mart Installment Loans | Online and In-stores – Canada

Flexible Repayment Options Choose 12- to 60-month term, repay any time penalty-free. Loan Protection Plan* Get peace of mind in case of job loss or illness. Breathe easier, knowing you’re protected Choose to enroll in the optional Loan Protection Plan* when you apply for your loan. It could provide: Monthly benefits

Contact Money Mart® Online : – www.MoneyMart.CA

General Inquiries Money Mart 74 Swedesford Rd., Suite 150, Malvern, PA 19355 Employment Opportunities To learn about available opportunities, please click here. Titanium+ ® Prepaid Mastercard ® If you are a Titanium+ ® Prepaid Mastercard ® customer and would like information about your card account or have general questions, please contact:

Best Money Transfer and Payment Apps of May 2022 – CNBC

Flexible payment options with the ability to finance large purchases over six months interest-free with PayPal Credit (APRs vary) High transfer limits: send up to $60,000 in a single transaction

Payment Methods – Walmart

Payment Methods Payment Methods Walmart generally accepts the following payment methods: Credit & Debit Cards Visa and most debit cards with the Visa logo. MasterCard and most debit cards with the MasterCard logo. American Express Discover/Novus Checks & Money Orders You must call Customer Service to place an order using a check or money order.

Payment Options | CenturyLink

When paying your bill in person, the following methods of payment are accepted: Cash Money order Checking account Credit card (VISA, MasterCard or Discover) Debit card Savings account (in some locations) Apple Wallet or Google Pay

Finance Your Furniture | Amart Furniture

Explore the different options available, and find the right plan for you. AVAILABLE IN STORE & ONLINE For larger purchases Shop Interest Free with a Latitude Gem Visa credit card** shop with Latitude Interest Free No deposit and no penalty if you pay out your plan earlier.

How Does a Title Loan Work? | Everything You Need to Know

Give us a call at 1-855-422-7412 Visit a participating store It is totally free to apply and takes just a few minutes. In less than an hour, we can let you know whether you are approved, and the amount that we can lend to you 1. If you have any questions, our loan specialists are here to help. Step 2: Submit your Documents

Ebpp – Repay

REPAY – EBPP. Welcome to the America’s Car-Mart payment portal! Sign In Create Account. Or.

BrandsMart U.S.A. | Electronics Financing | Synchrony

BrandsMart U.S.A. Beautiful Appliances, TVs, Furniture & more with smart payment options. Promotional financing can help make a big purchase more manageable with monthly payments.

Bill Payment – Kmart

Most bills cost $1.50 or less to pay (many have no fee) Fast payment delivery Bills paid at Kmart will be delivered to billers by the next business day Multiple payment options Cash and PIN-based debit cards are accepted Thousands of billers from which to choose Water, gas, electric, TV, phone, auto, internet, and more Peace of mind

Can I Cash a Check Online? What You Need to Know – 2022

Thankfully in today’s digital world, you can cash a check online very easily and there are a ton of great options available. In This Article How To Cash a Check Online 1. Big Banks 2. Paypal 3. Ingo Money 4. Guaranty Bank 5. Axos Bank 6. Money Mart 7. Go Bank Summary How To Cash a Check Online

Payment options – PetSmart

Payment Options. At petsmart.com, we accept all major forms of credit cards, as well as several other forms of payment: American Express Discover MasterCard Visa PayPal Gift Card We do not accept the following forms of payment: CODs Layaway plans Merchandise Return Cards

Payment Methods – Walmart.com | Save Money. Live Better.

Add a Payment Method Add a payment method to your Walmart account to make checking out faster and easier. You can scan your card using the camera on your device or enter the card number manually. Select Account. Select Wallet. Select Add new payment method Select the payment type Enter your details Select Save Card Edit or Remove a Payment Method

Buy top brand TVs, Home Appliances – BrandsMartUSA

Shop online or in-store and choose from any payment option to complete your order. BrandsMart Credit Card 6, 9, 12, 18, 24 or 36‐month promotional financing available Make payments online or in-store View your balance online View Details Acceptance Now No credit is needed Affortable monthly payments Reports to all 3 major credit bureaus

JPay | Make A Payment

Convenient payment options. You can make your payments online with a credit or debit card from the comfort of your own home or make a cash payment at any of the 27,000 MoneyGram locations nationwide. To find your nearest MoneyGram agent location and to find the appropriate receive code, click here. Money Orders

Reliance JioMart: Key things to know about the payment options

Reliance JioMart gives you multiple payment options. Let’s take a closer look. Cash on Delivery: Reliance JioMart supports Cash on Delivery. The maximum order value for CoD is ₹ 20,000. “You can

Zip Pay – Furniture Payment Options With Amart!

A monthly account fee of $7.950 applies. Pay your closing balance in full each month and zipMoney will waive the fee. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878).

Accepted payment options – Target

Debit/ATM and EBT Cards: U.S.-issued debit/ATM cards. Stores will accept Canadian debit/ATM cards with a NYCE® or an Interac® logo paired with Visa® logo. Some stores have the ability to perform SNAP transactions. Contactless pay using the Target Mastercard® or any other approved third-party credit card designed for contactless pay.

Walmart To Pay 100% of College Tuition and Books for

BENTONVILLE, Ark., — Today, Walmart announced it will pay 100% of college tuition and books for associates through its Live Better U (LBU) education program. Starting Aug. 16, the $1 a day fee will be removed for associates, making all education programs paid for by Walmart.

Financing Options – America’s Car-Mart

When you need a used vehicle, Car-Mart can help get you back on the road with low down payments and affordable payment options. Car-Mart is an integrated auto and sales finance company also known as a ‘buy here pay here’ dealership – we’ll sell you a used vehicle and provide the financing in house.

Walmart Pay – Walmart.com – Save Money. Live Better.

Open the Walmart app Download the latest Walmart app from the App Store™ or Google Play. Open it & sign in. Add a card to Walmart Pay Tap Services, Walmart Pay & add a credit, debit, or gift card. Check out at a Walmart Store Scan your items, open Walmart Pay & scan the QR code on the register. Your eReceipt will be saved.

Ways to pay your bill – BC Hydro

Pre-authorized payments. Set up auto-pay and have your bills paid automatically from your bank account with our pre-authorized payment plan – a great way to never miss a due date. You’ll need the bank account details found on your cheques. Set up auto-pay. Or mail in the pre-authorized payments form [PDF, 61 KB].

Zest money (Cardless EMI) option launched on pay with

The cardless EMI payment option known as Zest money is available in PWIM which has made paying fast, easy, and highly secure. Users who don’t have credit cards, and they want to pay using credit option can use Zest money. It has zero pre-closure charges, and has one of the highest approval rates when compared to other EMI options.

Payments for individuals – Payments to the CRA – Canada.ca

If you met the criteria for COVID-19 related interest relief on 2020 taxes, you must pay by to avoid interest charges. If you cannot pay your 2020 taxes owing in full, you can set up a payment arrangement. Options to pay your balance in full, over a period of time, or if you are unable to pay.

My seller is asking for online payment. Can I do it

Yes, you are provided with the facility to make online payments to your sellers via Pay with IndiaMART. You can pay IndiaMART registered sellers using this payment service. You however cannot pay to a user who is not registered on IndiaMART as a seller.

10 Options for Car Financing – AskMoney.com

One person takes over the lease payments with the approval of the leasing company. CC BY 2.0/free pictures of money/Flickr Motor Vehicle Title Funding. Another option for vehicle finance is motor vehicle title lending. This is a loan for a small amount of money and a limited time, and the title is kept as security. CC BY 2.0/free pictures of

Amazon.com: Revolutionary Girl Utena Part 2 – Collector’s

We work hard to protect your security and privacy. Our payment security system encrypts your information during transmission. We don’t share your credit card details with third-party sellers, and we don’t sell your information to others.

Amazon.com: Revolutionary Girl Utena: The Student Council

About 20% of the advertised run time bears watching – the rest I fast-forwarded. Poor value in terms of money and time spent. Who is the “Anime Insider” describing this as ‘One of the ten “Best Anime Ever”‘ (back cover)? One could easily name a dozen far better than this.

The Complete Guide to Money Market Deposit Accounts

Most money market deposit accounts pay a higher interest rate than regular passbook savings accounts and often include check-writing and debit card privileges. MMDAs also come with restrictions

What is a money market account? | Capital One

Despite its name, a money market account has nothing to do with the stock market. A money market account is a unique savings account that generally earns you a higher savings rate than traditional savings accounts. 1 It may offer some check-writing and debit card options. 2 Also, with the higher savings return benefits of a money market account, there may be certain restrictions.

FDIC: Learn Money Smart

The Money Smart Podcast Network is the portable audio (MP3) version of Money Smart. With verbal descriptions and topic based scenarios, the MP3 version uses dialogue to deliver basic financial information. A CD-ROM version can be ordered at MP3 (Audio) Version English and Spanish (DVD) (catalog.fdic.gov) for those without internet access.

Accept Cash Rent Payments Securely with RentMoney

Cash Payments Made Safe, Convenient. Give your tenants the flexibility to pay in cash without the risk of theft, fraud or manual recording errors. Reduce risk and liability. Increase Tenant Satisfaction. Propertyware Cash Payments eliminates the liabilities of theft, fraud and human error, while providing tenants flexibility when they want to

8 Ways To Accept Online Payments In 2022 – Digital.com

Amazon Pay is a drop-in payment solution that allows you to Amazon as your payment gateway and processor. While the use of Amazon Payments requires the use of an e-commerce platform that Amazon partners with, there are many options from which you can choose (their premier partners are currently PrestaShop, Shopify, OpenCart, and BigCommerce).Then, all you have to do is activate the free plug-in.

No-Touch Payments Skyrocket Because No One Wants to Handle

Contactless Payments Skyrocket Because No One Wants to Handle Cash. Worried about Covid-19, shoppers use phones to buy, get food. Keypads on credit-card readers are also a red flag in pandemic. A

What You Need To Know About Contactless Payments – Forbes

Tap-to-pay cards and mobile wallets provide contactless payment options that reduce the amount of contact required and have seen a major increase in popularity in recent years, especially as the

14 “Bad Credit” Furniture Financing Options

Furniture Mart offers three financing options, all easily accessed online. Special financing via The Furniture Mart Credit Card is available for anywhere from six to 72 months. Furniture Mart’s leasing plan has a flexible payment schedule with no minimum credit score necessary. There’s also a layaway option that requires a 25% downpayment.

What Happens When You Can’t Repay a Payday – NerdWallet

A payday loan default can lead to bank overdraft fees, collections calls, damage to your credit scores, a day in court and garnishment of your paycheck. Don’t think it can’t happen because you

Learn How Bank Drafts Work: Safe Payments (Or Electronic

Expect to pay the full amount of the check (plus fees) with cash or a debit card cash advance. Instead of getting a bank draft, you can try making your payment with a money order, which should be available at numerous grocery and convenience stores. However, money orders might not be an acceptable form of payment, so ask the recipient first.

Payments on the GO – IndiaMART

Pay with IndiaMART is a payment solution that allows sellers to collect instant payments from Buyers. Paywith IndiaMART enables sellers to expand their business by accepting Credit Card, Debit Card, EMI on Credit Card, Net banking, Cardless EMI, UPI, Wallets & Pay Later.

Capital One 360 Money Market review May 2022 | finder.com

Send electronic transfers, receive domestic wires or deposit checks or cash in over 39,000 compatible Capital One ATMs. High interest rate. With this online account, you’ll earn a 0.85% APY on balances up to $9,999.99 and 1.9% APY on those over $10,000. Automatic Savings Plan. Reach your goals faster by transferring a fixed amount of money

Transfer Money Out of Japan: Cheapest/Easiest Ways | Tokyo

GoRemit: Often the default option for expats. GoRemit is the crusty incumbent to Wise’s feisty challenger (GoRemit has been at this for more than 15 years—they were formerly GoLloyds). The process is basically the same, but the fee structure is slightly different. While the exchange rates are more or less the same, the handling fee is a flat 2,000 yen, and there may be an additional charge

The Pros And Cons Of Money Market Accounts – Forbes Advisor

Open a Money Market account using the promo code AMZN22. Fund your account with at least $15,000 within 15 days and keep a minimum balance of at least $15,000 for 60 days following the 15-day

Best Money Market Accounts and Rates of May 2022 | The Ascent

A money market account is a deposit account that shares some checking and savings accounts features. Most banks offer this account type. Money market rates are comparable to those found with

Find Authorized Payment Locations – Evergy

The businesses below offer an authorized payment location for you to pay your bill via cash, money order, and cashier’s or personal check in person but do not have self-serve kiosks available. Hy-Vee. 625 SW US Hwy 40. Blue Springs, MO 64014. Monday-Sunday, 7:00 am to 10:00 pm.

Payment Options | Bridgecrest.com

Pay In-Person Visit any Walmart , Kmart or CheckFreePay location to make your payment. $1.50 fee applies. Cash or Debit Card. Pay by Phone Make a payment over the phone at any time. $3.95 fee applies. Call for phone payments: 800-967-8526. Pay by Bank Account Make your payment by logging in and using your bank’s online bill pay system.

Can You Buy a Money Order With a Credit Card? (2022)

Money Order vs Cashier’s Check. A money order can only be issued at a height of $1,000. If you wanted to send somebody $2,500 through a money order payment method, you would have to get two $1,000 money orders and one $500 money order. Cashier’s checks can be issued at heights way above $1,000.

JPay – MoneyGram

JPay partners exclusively with MoneyGram to provide you with a wide array of options and locations to make your cash payment. When you need to send money to an incarcerated individual, or when you need to make a community corrections payment, JPay and MoneyGram help you make your cash transactions quick and easy.

MyChoice Money Market | M&T Bank

Please contact an M&T representative for details. On the day your MyChoice Money Market is opened and on the last day of each monthly interest payment cycle, we will determine whether your account will receive the Regular Interest Rate or the Premium Interest Rate (both of which may change daily) during the upcoming monthly interest payment

Top Alternatives to Money Market Mutual Funds

Alternatives to money market mutual funds include high-yield savings accounts, money market deposit accounts, CDs, bonds, and bond funds. Savings accounts offer safety. Your deposits are fully insured up to $250,000 per institution. 1. CDs and bonds are essentially a loan to an entity in exchange for payments in the form of yield.

Walmart MoneyCenter: Hours & Services Offered – GOBankingRates

Walmart is the largest retailer in the United States and has nearly 5,000 stores across the country. In addition to groceries, electronics, personal care goods and housewares — and just about everything else — the store offers non-merchandise services to customers. One such service is the Walmart MoneyCenter. This alternative to a bank provides check cashing and services such as money

Credit Services – Nebraska Furniture Mart

General Information. Phone: (402) 392‑3496. Call toll free at: 1‑800‑359‑1200 Ext. 23496. If you have been contacted by our collections department, please call a representative at the number listed above.

Walmart money order fees, limits and cost? Read this. – Wise

Wise. Money received to bank account, paid by card. USD1 = GBP0.79770. £787.36 paid by debit card,£767.21 paid by credit card. $12.97 paid by debit card, $38.30 paid by credit card. $1000. Walmart MoneyGram. Money received to bank account, paid by bank transfer. USD1 = GBP0.7740.

Payment Options – CBV

You have options. Lots of them. If you have an overdue bill to pay, follow these easy steps: Have the CBV letter in front of you. Highlight the EDP number. You’ll need this to move forward. Choose a payment option: Pay by Credit Card (available only for eligible accounts) Online In person at a bank or a credit union; Pay and feel free.

Accepted payment methods | Amazon Pay Help

Accepted payment methods. Amazon Pay accepts credit and debit cards. Credit cards currently accepted include Visa, Mastercard, Discover, American Express, Diners Club, and JCB. The Amazon.com store card is available for use with selected merchants.

Bank of America Money Market IRA Review (2022)

The Bank of America money market IRA account offers a dismally low interest rate, similar to many savings accounts. The typical savings account interest rate at Bank of America is in the range of 0.02%, and a money market IRA offers an interest rate of 0.04% for low-balance deposits. While there are several banks, particularly online banks

Welcome [www.walmart.everywherepaycard.com]

Use your Card to pay for a purchase and get cash back at the checkout instead of making a separate stop at an ATM. It’s easy – just select the debit option at check out. Load cash. Use Direct Deposit Safe and easy. Use your Account to manage all your money. Set up direct deposit to receive other funds directly on your Account, or add cash to

Ontario’s New Prompt Payment Legislation – How It Will

The Construction Act, as it will be known after the amendments come into force, will include a new part, Part I.1, titled “Prompt Payment”. This Part will be made up of sections 6.1 to 6.8. Three of these sections set out 1) the owner’s payment obligation down to a contractor, 2) the contractor’s obligation down to its subcontractors

Accepting and Receiving Online Payments | TD Canada Trust

Get paid in real time. Interac e-Transfer® is a fast and secure way to receive money directly to your bank account, in real time, when you provide the sender with your bank account information. Ideal for businesses that: want payments deposited directly to their bank account in real time. want to eliminate the need to answer a security question.

Turn Cash into Digital Rent Payments | Zego CashPay

Turn cash and money orders into digital rent payments. Eliminate the risk and hassle of accepting cash payments by digitizing the rent payment process. With CashPay, residents simply visit any CheckFreePay location nationwide and their cash payment is digitally routed to your bank account. Transactions are instantly visible in your property

My Best Buy® Credit Card: Log In or Apply – Citi

Alerts will come from BestBuy® Credit Card Alerts, and you can text STOP to 21230 to stop Alerts, or text HELP to 21230 to receive help. For questions about the services provided, you can call 1-888-574-1301. Message and data rates may apply, and message frequency varies by account settings.

Walmart Inc. (WMT) Options Chain – Yahoo Finance

View the basic WMT option chain and compare options of Walmart Inc. on Yahoo Finance.

Pay Capital One Credit Card Bill At Walmart – WalletHub

You can pay your Walmart Credit Card online, via the Capital One app, by phone at (877) 383-4802, by mail, or in person at a Walmart location.The same payment methods apply to the Walmart® Store Card, too.. Walmart Credit Card Payment Options. Online. To pay online or through the … read full answer Capital One mobile app, simply:. Log in to your account.

Manage Payment Methods – Amazon Customer Service

To change the payment method for an open order go to Change Your Order Information. To manage payment methods: In Your Account, select Your Payments. Do one of the following: To add a payment method, select the Add a payment method link under the category that you want to add. To edit or remove a payment method, select the card that you wish to

Smart Payment Plan

Thank you for your interest in SMART Payment Plan. A sales agent will contact you within 24 hours. Existing clients, please contact support at 800.481.6863 or [email protected] to add or modify your accounts. The sales team that contacts new clients is not equipped to manage existing clients. Cancel.

Payments Archives – PayPal Community

Received payment but balance is still zero. by Zizipho1 on ‎Sep-17-2021 11:16 PM Latest post on ‎Sep-21-2021 10:35 AM by PayPal_Ayesha. 1 Reply 100 Views. 1 Reply. 100 Views. Can’t receive payments. Transaction reversed. by Wilfred_nkhwazi on ‎Sep-20-2021 12:13 PM Latest post on ‎Sep-21-2021 10:17 AM by kernowlass.

Money Market Account (MMA) Calculator | Good Calculators

This money market account (MMA) calculator lets you work out the compound interest you will earn on your money market account based on how much you deposit to start with, how long you’ve had the account, the interest rate on the account, and the amount you periodically deposit. They can also give you a detailed printout of the balance for your MMA and the interest you earn

Walmart to pay 100% of college tuition and books for its

Effective Aug. 16, associates of Walmart and Sam’s Club will no longer have to pay a $1-per-day fee to participate in the program. The company will pay 100% of college tuition and book costs. A

Sodexo/Zeta card is applicable on which online payments

Hello guys, where all for online orders we can pay sodexo/zeta meal card. About offline it was getting applied for food item in Reliance mart but online reliancemart.in there is no option to pay via sodexo. Is it applicable for grofer/big basket/netmeds for reliancemart orders? Or any where else. Dont want to use for food delivery.

How to wire money with Walmart – Wise, formerly TransferWise

On the next screen, you’ll input how much money you want to wire online. 3. Transfer the money. Pressing the “get total” will reveal the various ways you can pay for this transfer, including a bank account or debit/credit card. The transfer fee will be displayed along with the total amount due today for sending money online.

New Checkout Experience Seeks to Eliminate the – Walmart

By Matt Smith, Walmart Corporate Affairs Retail checkouts have been evolving for years. Inside its stores, Walmart has introduced convenient check out options, including self-checkouts, pickup and delivery, giving customers more choice and changing the way they shop. But there’s one…

Walmart store design to create ‘seamless’ omni shopping

Self-checkout kiosks and contactless payment options are a part of Walmart’s new store design rolling out to 200 stores by early next year.

Leasing – Kmart

What is the Early Purchase option? Early Purchase gives you the option to buy your leased items without having to wait until the end of the 5-month lease term. You can buy your leased items as soon as 30, 60 or 90 days from the beginning of the lease. Doing so will also save you money in the long run (compared to buying the item after 5 months.

How To Make a Walmart Credit Card Payment – GOBankingRates

Select the amount you want to pay, the date you want to make the payment and where the funds will come from to complete the transaction. Make a Payment by Phone You can also make your Walmart credit card payment over the phone by calling the Capital One customer service number at 877-294-7880.

How to Use PayPal at Wal-Mart – sapling

If you want to shop at Walmart using PayPal directly and not need to worry about withdrawing funds first or requesting a PayPal Cash Card, then you can buy items through the Walmart mobile app and Walmart.com. Walmart.com is among the many stores that accept PayPal as a payment method alongside options like Walmart gift cards, credit cards and Affirm financing.

I Can’t Afford My Car Payment—What are My Options

Let’s imagine you bought your car for $20,000 two years ago. Your original 60-month auto loan came with a 5.5% interest rate, and your monthly payments are $382.02. Your current loan balance is $12,600. If you extend your loan by five years, your monthly payments will drop to $241.